The Credit Risk Monitoring Analyst is responsible for monitoring credit risk exposures to ensure that the bank operates within its defined risk appetite. This role involves continuous monitoring, in-depth analysis, informed decision-making, and ongoing collaboration with key stakeholders across the organization. The analyst plays a critical role in strengthening risk awareness, enhancing data quality, and improving reporting processes.
Key Responsibilities
* Monitor credit risk exposure within Corporate & Institutional Banking activities, including Securities Services and Global Banking.
* Contribute to associated regulatory and internal reporting processes.
* Perform portfolio analyses upon request from Management to support strategic decision-making.
* Manage crisis situations and present findings in a clear, structured, precise, and fact-based manner.
* Enhance risk awareness through improved use and interpretation of data.
* Ensure the highest possible accuracy and consistency of produced reports, contributing to overall data quality initiatives.
* Automate and industrialize tools used by risk monitoring teams while maintaining consistency and reliability.
* Review, improve, and implement dashboards to strengthen data visualization and analytical insights (Power BI and/or Python knowledge is a plus).
* Analyze and redesign processes to improve harmonization, increase efficiency, and reduce operational risks.
Profile & Skills
* Bachelor's Degree in Economics, Finance, Accounting, Business Management, or a related field.
* Up to 2 years of experience in Financial Analysis and Advisory, Risk and Controls, Banking, Financial Operations, or similar areas.
* Advanced level of English (written and spoken).
* Strong knowledge of MS Office, particularly Excel.
* High attention to detail and strong sense of rigor.
* Strong analytical and critical thinking skills.
* Ability to make sound decisions based on data and risk assessment.
* Team-oriented mindset with strong collaboration skills.