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Expert financial consultant

Albufeira
beBeeFinance
Anunciada dia 25 novembro
Descrição

Are you a seasoned Financial Consultant seeking a new opportunity in Portugal?

A top-tier Financial Consultant possesses extensive knowledge of investments, savings, and money management while also showcasing exceptional interpersonal skills.

Financial Consultants provide expert advice on managing clients' finances by researching the market and recommending suitable products and services. They must ensure clients are aware of the best solutions to meet their needs and secure sales.

To deliver financial guidance, consultants must have professional qualifications and adhere to strict industry regulations.

The role involves various tasks such as:

* Contacting clients and scheduling meetings within office environments or clients' premises
* Conducting comprehensive reviews of clients' financial situations, current provisions, and future goals
* Analyzing information and developing personalized plans tailored to individual clients' requirements
* Completing risk assessments
* Researching market trends and providing clients with information on new and existing products and services
* Assisting clients in making informed decisions
* Researching information from diverse sources, including providers of financial products
* Reviewing and responding to clients' changing needs and financial circumstances
* Promoting and selling financial products to achieve set sales targets
* Liaising with head offices and financial service providers
* Maintaining up-to-date knowledge of financial products and legislation
* Producing financial reports
* Notifying clients about new financial products or changes in legislation affecting their savings and investments
* Meeting regulatory requirements, including disclosure, costs of services provided, and advised products

Working arrangements can be office-based, although some professionals may work from home or meet clients at their premises. Consultants typically operate on a self-employed, commission-based structure.

Ideal candidates will possess a Level 4 qualification or be working towards it.

The ideal candidate will deliver personalized investment solutions to help clients achieve their long-term financial objectives. They should be comfortable creating financial plans and cross-checking work to ensure complete accuracy of information.

Key responsibilities include:

* Providing financial planning support to clients
* Supporting investment professionals in cultivating client relationships
* Preparing financial plans and verifying their accuracy
* Bachelor's degree in Finance or a related field
* 5+ years of industry experience
* Strong understanding of the investment business
* Excellent interpersonal skills

* Exceptional communication, interpersonal, and listening skills
* The ability to explain complex information simply and clearly
* Capability to network and establish relationships with clients
* Research and analytical skills
* Negotiation and influencing skills, along with determination and tenacity
* Ability to work in a team
* Time management skills
* Customer service skills
* Self-motivation and organization
* Good level of numeracy and IT skills
* Target-driven mindset
* Flexible approach to work
* Decision-making skills
* Discretion and understanding of the need for client confidentiality
* Ethical and professional approach to work

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