.Natixis in Portugal is fully integrated in the global organization of Natixis, a French multinational financial services firm specialized in Asset & Wealth Management, Corporate & Investment Banking, Insurance and Payments.
A subsidiary of Groupe BPCE, Natixis counts nearly 16.000 employees across 38 countries.Based in Porto, Natixis Centre of Expertise mission is to transform traditional banking by developing innovative solutions for the bank's business, operations and work culture worldwide, as a key driver of the company's culture of agility and innovation.
Teams of IT and Banking Support Activities work in an integrated, inclusive and transversal way, supporting all the business lines and country platforms.Natixis in Portugal is the best combination of a "start-up mindset" with a large, solid structure.
Its unique culture gives true meaning to a "beyond banking" personality: to be a real entrepreneur, self-challenging, ever striving to excel and go that extra mile.Job DescriptionThe Credit Risk Analyst position will be part of the Credit Analyst Risk team, which covers all major sectors for the Americas such as Structured Credit (Project Finance, Global Trade, Fund Financing, Securitization, Leveraged Finance), Financial Institutions (Banks and Insurance), Funds (Hedge Funds, Asset Managers, Private Equity and REITS), Real Estate and Corporates.The Credit Risk team is considered the second line of defense at Natixis, and accordingly, the focus will be on the assessment and underwriting of the Credit Risk which is supported by the formulation of a written Risk Opinion, which may be presented to Credit Committee.Essential duties and responsibilitiesThe Credit Analyst will be responsible for providing analysis for the Americas platform including US, Canadian and Latam markets of the sector she/he will be covering; the role will include, but will not be limited to:Prepare written risk opinions and analysis; articulate a convincingcase in support of the risk opinion; and challenge the FirstLine of Defense analysis when appropriate; Present to Senior Management and Credit Committees when required; Conduct client due diligence calls; professionally represent the bank with clients; Recommend Credit terms and conditions within Trading Documentation (e.G.
ISDA, MRA and MSLA's); Work with thoseon the Business side including Sales desk.Stay connected with industry trends and macro issues which may impact the portfolio; be able to recommend changes or action impacting specific clients or groups of clients; Have a good understanding of the regulatory environment that each of our counterparts operates in