The Credit Analyst will be responsible for assessing financial information and creditworthiness. This role requires a keen eye for detail and expertise in accounting and finance principles.
Client Details
Schmitz Cargobull is a leading manufacturer of trailers and semi-trailers based in Germany. The company specialises in the production of various types of transport equipment, including refrigerated trailers, curtain-sided trailers, and box trailers. Founded in 1892, Schmitz Cargobull has established a strong reputation for quality, innovation, and engineering excellence in the logistics and transportation industry.
Description
Responsibilities:
* Analyze Credit Worthiness: Evaluate financial statements, credit reports, and data for businesses.
* Support Seniors: Assist senior analysts in HQ with tasks and prepare initial credit reports.
* Assign & maintain internal credit ratings and monitor issuer fundamentals, ratings changes, and macroeconomic trends. Assign periodic industry/sector outlooks.
* Monitor outstanding debts and ensure timely collection of payments.
* Recommend Credit terms and conditions within trading documentation.
* Gather, organize, and perform basic calculations on financial data.
* Assist in the development and implementation of credit policies and procedures.
Profile
Profile:
* Bachelor's degree in finance, Accounting, Economics, or related field.
* Internships or relevant experience in similar job for 2 years
* Experience with Microsoft Excel, financial software proficiency and credit analysis websites.
* Analytical thinking, attention to detail, communication (written/interpersonal).
* Languages: Advanced English (German, Spanish, French or Italian will be a bonus);
* Perform analysis and contribute to other projects as requested (flexibility).
Job Offer
* Integration into a solid multinational and multicultural team;
* Training and further education, e.g. in the form of a junior staff program or training courses;
* Permanent contract;
* Health insurance.
Desired Skills and Experience
Responsibilities:
* Analyze Credit Worthiness: Evaluate financial statements, credit reports, and data for businesses.
* Support Seniors: Assist senior analysts in HQ with tasks and prepare initial credit reports.
* Assign & maintain internal credit ratings and monitor issuer fundamentals, ratings changes, and macroeconomic trends. Assign periodic industry/sector outlooks.
* Monitor outstanding debts and ensure timely collection of payments.
* Recommend Credit terms and conditions within trading documentation.
* Gather, organize, and perform basic calculations on financial data.
* Assist in the development and implementation of credit policies and procedures.
Profile:
* Bachelor's degree in finance, Accounting, Economics, or related field.
* Internships or relevant experience in similar job for 2 years
* Experience with Microsoft Excel, financial software proficiency and credit analysis websites.
* Analytical thinking, attention to detail, communication (written/interpersonal).
* Languages: Advanced English (German, Spanish, French or Italian will be a bonus);
* Perform analysis and contribute to other projects as requested (flexibility).