About the job
The Credit Analyst's main mission is to produce high-quality Credit Proposals in a timely and efficient manner to enable BNP Paribas Corporate Coverage to do new business with clients, such as gaining credit committee approval for new business, manage exposure to credit risk and meet its regulatory requirements through Annual Reviews
Your Main Activities Are
Assess Counterparty and Credit Risk
Collect and monitor key information on clients, such as annual reports, financial statements, web site information, requesting and analysing internal inputs for business line memos
Liase with Relationship Managers to gain in-depth knowledge of client environment, strategy management, resources and financials
Analyse and summarise the counterparty and credit risk on clients and prospects
Prepare Credit Proposals
Complete Credit Proposals compliant with guidelines, quality standards and policies
Participate in the continuous improvement of credit process efficiency
Monitor Credit Risk
Ensure the follow-up of client exposure and monitor global credit risks by alerting on any change in ratings, any major event or material evolution
Monitor client's covenants, strategy implementation and risk profile
Maintain portfolio reports and use proactively the internal credit tools
Profile and Skills to Success
Bachelor's degree in Economics, Finance, Accounting or any related fields
At least 2 years of experience in Financial Analysis or Financial Advisory
Excellent communication skills and fluency in English, both written and oral
Proficiency in Microsoft Office tools, particularly Excel
Attention to detail with an analytical approach with ability to synthetize
Ability to collaborate with others
The selected candidate can be based in Lisbon or Porto, according to its preference
LI-Hybrid
Why joining BNP Paribas?
Leading banking institution
BNP Paribas is the European Union's leading