About The Job
As part of Financial Institutions Coverage within Global Banking, Institutional Credit Analysts Team is in charge of the credit approval processes of all institutional clients, intragroup entities, sovereigns, and market infrastructures.
In this domain the FIC-ICAT Financial Institutional Team is responsible for completing the credit analysis for financial institutions and 2S clients (including due diligence when necessary), in particular, ensuring that credit analyses and recommendations are provided in due time for Banks, Insurances, Sovereigns, Brokers, other non-banks financial institutions, pensions funds, funds, hedge funds, regulated funds, funds of hedge funds, agency arrangements and asset managers.
Your Main Activities Are
Analyze one-off requests and formalize recommendations to Delegation Holders for banks
Analyze the structure, covenants and risk mitigants of the contemplated facility
Assess the creditworthiness of counterparties based on the information available from BNPP ´s Systems
Assess risk appetite in terms of amount and tenor and present the recommendation to the RISK Delegation Holder
Manage & record credit decisions for Trade & Fronting
Notify credit decisions to Business lines and credit stakeholders by email
Record the approval and transaction in the trade/fronting inventory and book the facility in the RISK I2S workflow tool based on defined thresholds
Prepare draft minutes and submit to the Delegation Holder through the RISK I2S workflow tool
Archive and classify credit approvals in paper format
RISK Monitoring and Reporting
Continuously monitor the portfolio of counterparties, jointly with Credit Risk Control, monitoring excesses, anticipating risks, and detecting any credit issues that may require a specific review.
Contribute to periodic and ad-hoc portfolio review and risk reporting for counterparties under scope.
Ensuring that the counterparty data management is conducted well, namely on-boarding, collection of documents, and commensurate limits update.
Profile and skills to Success
Bachelor (or higher) in Economics, Finance or
any related fields
Great communication skills with fluency in English both oral and written
Critical thinking with the ability to develop and adapt a process
Analytical ability with an innovative problem solving approach
Why joining BNP Paribas?
Leading banking institution
BNP Paribas is the European Union's leading