Are you qualified Financial Adviser seeking a new challenge in Portugal?
A great financial adviser has specialist knowledge of investments, savings and money management but also possess great people skills
Financial advisers provide clients with specialist advice on how to manage their money. The role involves researching the marketplace and recommending the most appropriate products and services available, ensuring that clients are aware of products that best meet their needs, and then securing a sale.
In order to give financial advice, advisers must have professional qualifications and follow strict financial industry rules.
Responsibilities
* Your tasks will vary depending on your role but will typically involve:
* contacting clients and setting up meetings, either within an office environment or in clients' homes or business premises
* conducting in-depth reviews of clients' financial circumstances, current provision and future aims
* analysing information and preparing plans best suited to individual clients' requirements
* completing risk analyses
* researching the marketplace and providing clients with information on new and existing products and services
* assisting clients to make informed decisions
* researching information from various sources, including providers of financial products
* reviewing and responding to clients changing needs and financial circumstances
* promoting and selling financial products to meet given or negotiated sales targets
* liaising with head office and financial services providers
* keeping up to date with financial products and legislation
* producing financial reports
* contacting clients with news of new financial products or changes to legislation that may affect their savings and investments
* meeting the regulatory aspects of the role, e.g. requirements for disclosure, costs of the services provided and also the advised products.
What to expect
Working can be office based although IFAs may work from home or meet clients in their own homes.
IFAs work on a self-employed, commission based structure
Qualifications
Ideally level 4 qualified or working towards a level 4
Minimum entry level he ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial goals. They should be be comfortable creating financial plans and cross checking work to ensure complete accuracy of information.
Responsibilities
* Provide financial planning support to clients
* Support investment professionals to cultivate client relationships
* Prepare financial plans and check their accuracy
Qualifications
* Bachelor's degree in Finance or related field
* 5+ years' of industry experience
* Strong understanding of the investment business
* Excellent interpersonal skills
Skills
* You'll need to show evidence of the following:
* excellent communication, interpersonal and listening skills
* the capability to explain complex information simply and clearly
* the ability to network and establish relationships with clients
* research and analytical skills
* negotiation and influencing skills as well as determination and tenacity
* the ability to work in a team
* time management skills
* customer service skills
* self-motivation and organisation
* a good level of numeracy and IT skills
* a target-driven mindset
* a flexible approach to work
* decision-making skills
* discretion and an understanding of the need for client confidentiality
* an ethical and professional approach to work