Credit Analyst - Santarém
(m/f)
Referencia: JN -122025-6906596
Adicionado em 17.12.2025
Sobre os nossos clientes
Schmitz Cargobull is a leading manufacturer of trailers and semi-trailers based in Germany. The company specialises in the production of various types of transport equipment, including refrigerated trailers, curtain-sided trailers, and box trailers. Founded in 1892, Schmitz Cargobull has established a strong reputation for quality, innovation, and engineering excellence in the logistics and transportation industry.
Descriçăo da oferta
The Credit Analyst will be responsible for assessing financial information and creditworthiness. This role requires a keen eye for detail and expertise in accounting and finance principles.
Description
Responsibilities:
Analyze Credit Worthiness: Evaluate financial statements, credit reports, and data for businesses.
Support Seniors: Assist senior analysts in HQ with tasks and prepare initial credit reports.
Assign & maintain internal credit ratings and monitor issuer fundamentals, ratings changes, and macroeconomic trends. Assign periodic industry/sector outlooks.
Monitor outstanding debts and ensure timely collection of payments.
Recommend Credit terms and conditions within trading documentation.
Gather, organize, and perform basic calculations on financial data.
Assist in the development and implementation of credit policies and procedures.
Profile
Profile:
Bachelor's degree in finance, Accounting, Economics, or related field.
Internships or relevant experience in similar job for 2 years
Experience with Microsoft Excel, financial software proficiency and credit analysis websites.
Analytical thinking, attention to detail, communication (written/interpersonal).
Languages: Advanced English (German, Spanish, French or Italian will be a bonus);
Perform analysis and contribute to other projects as requested (flexibility).
Job Offer
Integration into a solid multinational and multicultural team;
Training and further education, e.g. in the form of a junior staff program or training courses;
Permanent contract;
Health insurance.
O que procuramos
Analyze credit terms - Financial statements - Monthly reports - Credit report
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