Risk Architecture & Anticipation OfficerBNP Paribas Factor is the European market leader with more than 50 years of market experience in factoring and invoice financing, in more than 10 countries in Europe and Africa.
Factoring industry is a substantial contributor to the real economy, bringing concrete solutions to small professionals as well as large multi-national corporates.
Within this environment, RISK Factoring is the independent, vertically integrated second line of defense of the risk management activities of BNP Paribas Factor, and represents roughly 130 people located in European countries.
Next to the definition of the **** ambitions, Factoring Filiere is preparing a very ambitious growth plan which will notably reinforce the concept of One Factoring and will set-up a project aiming at working under the same IT platform among the various Factoring entities.
In particular, the RISK Architecture & Anticipation team at Global RISK Factoring level (Central RISK team) needs to be reinforced in order to manage the RISK IT assets that will be centrally implemented and used by the countries, and steer the regulatory projects for all Factoring entities.
ResponsibilitiesCentralize and manage the roll-out of regulatory topics such as New Definition of Default, Basel IV, IFRS9, Loan Origination and Monitoring, together with other risk topics such as debtor limits management, asset quality (credit risk early detection on our third parties), provisioning on default portfolio, etc.
Ensure product expertise for RISK Factoring target IT assets, and in particular:
Represent RISK needs towards other Factoring IT assets (core factoring system, global data warehouse, third-party referential, etc.),
Ensure the management of parameter tables (by taking specific country needs into